PANDOLO, K. P.; PAHLEVI, C.; TOAHA, M. ANALYSIS OF BANK HEALTH AND MACROECONOMIC STRESS TESTING ON CREDIT RISK. Scientium Management Review, Jakarta, ID., v. 1, n. 3, p. 369–381, 2022. DOI: 10.56282/smr.v1i3.190. Disponível em: https://scientium.co.id/journals/index.php/smr/article/view/190. Acesso em: 17 may. 2025.